hello mam thanks fr trusting HCM doctors fr ur health related queries.. i guess ur concern is how to increase chances of pregnancy.... well mam first n foremost i want to tell u that surgery for varicose vein of scrotum wont be as expensive as u have imagined..... dont worry every problem has a solution... i would like to focus u on term FERTILE PERIOD ,,it starts from 10th-16th day of menses...here ovum is released into uterus n meets sperm,,n women gets pregnant....shortly also called ovulation....so if u increase the episodes of intercourse during tis time then chances of pregnancy will be naturally doubled!!!! with above small discussion u can try out my suggestions:- 1.have patience ..things will settle down.. 2.i insist u n ur husband to have sex during fertile period(scientif reazn already told abv)...try tis fr next 3-4 months..hopefully u get result.. 3.is still no results,as the cause is known- u get operation done for husband....if financial crisis is the concern u can get admitted into government hospital....but usually people believe tat gov hosptl is unhygienic,,n hav to wait fr a long time...its true,bt may not be same everywhere....success rate of operation depends on experience of surgeon rather than to say gov/privat hosptl... i hope tis was informative enough,helpful n useful fr ur query.. regards:dr.sudha rani panagar... (i pray god tat u get blessed with cute baby as soon as possible,hopefully TWINS!!!!!!!)