I Am 34 Yr Old Female, I Am The Posterboard

I am 34 yr old female, I am the posterboard for decent health except I'm a smoker and might be a bit thin.
About 3 mos. ago, I was cleaning my station at work (cosmetologist in very busy salon) felt a little prick through my neck and right sholder .... not that uncommon as I have often suffered from pinched nerves radiating through my right arm, however, this particular started small, built up to quite painful by the end of the day, and has hit an easy 7 on my pain scale throughout the last 3 months. I have now quit my job, and can add several more concerning symptoms to my list however, I do not have insurance, I am a single mother of 3 and I'm drowning fast, there isn't any available clinics for me to get any x-rays or mri, I have seen a chiropractor twice for this, and upon the first x-ray, he observed the curvature of my neck are opposite the normal curve and apparently very much so. He attempted adjusting me twice, however my inflammation caused the muscles to jerk everything right back to where it was. so he sent me to see a physician. The physician has prescribed pain meds, and shows a lot of concern, but again, I am not receiving any kind of income, and medical care is not free.
The new symptoms consist of tremors through right hand occasionally
stabbing intense pain when sitting still, worsened when sitting
on the right side of my chest plate just under the clavical the rib that connects to the sternum maybe(?) seems to be bulging out further and is the source of a lot of the pain now.
when I twist my torso there is a strange sensation and sound that escapes my lungs, however, I'm not feeling any air movement or breathing in or out, it's almost comparable to a (death rattle)
and understandably so severe depression and anxiety. which I've suffered from in the past, but never so much as not being able to leave my house or answer my door which I'm facing now.

been a smoker since I was 12, both parents dead at 43 from cancers,
I don't see a doctor unless I need an antibiotic, because I'm a believer in letting the human body discover remedies themselves. Plus, I don't want to know necessarily if I'm dying....lol. Hope you can give some answers