Dr. Hanif warmly Welcomes you!
Thanks for consulting at my virtual clinic. I have carefully worked through your case, and I can realize your health worries. Being your physician, I assure you not to worry as I will take care all of your medical concerns.
No there are no chances of getting pregnant for a girl if there was no unprotected penetration and no ejaculation inside the vagina took place.
For getting pregnant, it is very necessary that a male ejaculates inside the vagina without using any kind of
contraceptive method e.g condoms, use of spermicidal liquids, female vaginal condoms.
So you have no chances of getting pregnant, no matter you were naked or not, he was with his underwear put on or not, nothing changes the chances of getting pregnant in your case.
Hope I answered all of your health concerns . If you have further questions in future, feel free to contact me anytime. In the start of your question write my name, and I will get back to you in no time. If satisfied, please click you found it helpful.
Have a wonderful time ahead.
Best Regards!
DR. MUHAMMAD M. HANIF
USA