10 months ago (July 2010) I noticed a small lump in my lower abdomen...I tried to get some insurance to go to the doctor, but was ineligible. 6 months ago (Nov. 2010) I went to a doctor who, thinking it was probably a hernia- sent me to have a ct scan which revealed that I have an ovarian cyst...So I was then sent to a surgergeon, Who told me I'd either need to get some insurance or the surgery would cost me $5,000 (70% up front!), for his services alone- not to mention the hospital's costs, the anestesialogist etc.! I am trying all I can to get some insurance or money to get this taken care of, but I know the clock is ticking...My question is at what point is such a thing considered reason to go to the emergency room? Or will they even do anything for it?