Suggest Treatment For Prolonged Vaginal Bleeding

Hi, I am 22 years old and have always had irregular periods. About 7 weeks ago, I started spotting brown and didn t really think much about it, 2 weeks after spotting brown, I started what I thought was my period but turned out to just be bright red bleeding for another 3 weeks. About 2 weeks ago, I started clotting and now at night, I am soaking my pads and tampons, and my clots are daily and are probably about 3x the size of a quarter. I don t want to go to an OB for them just to tell me to come back when I am no longer bleeding, I don t have health insurance and also don t have the additional money to come out of pocket. I feel like I have lost gallons of blood & online I have read you are only supposed to lose 2-3 tablespoons during your period