Alanine transaminase (ALT) Alanine transaminase (ALT), also called Serum Glutamic Pyruvate Transaminase (SGPT) or Alanine aminotransferase (ALAT) is an enzyme present in hepatocytes (liver cells). When a cell is damaged, it leaks this enzyme into the blood, where it is measured. ALT rises dramatically in acute liver damage, such as viral hepatitis or paracetamol (acetaminophen) overdose. Elevations are often measured in multiples of the upper limit of normal (ULN). Normal values:5 - 40 IU/L

Elevations of SGPT, an enzyme found within the liver cells, indicate that the liver cells are either leaky (internal contents are entering the blood) or damaged. A wide array of conditions can cause this problem. For example, viral hepatitis or alcohol can cause elevated SGPT. We know that patients can have elevated liver tests as a result of fatty liver, a condition that does not necessarily mean generalized obesity. Usually fatty liver is not a cause for significant liver problems.

Hi thanks for your question.
AST and ALT also called as SGOT and SGPT are liver enzymes and are used to assess the condition of liver. Normal value for ALT is 7 to 56 units/lt and normal value for AST is 5 to 40/lt. These are sensitive indicator of liver damage or injury from different type of diseases. But higher than normal values of theses enzymes should not be automatically equated with liver disease ,for example in acute viral hepatitis their value may be too high without any actual damage to liver where as in chronic hepatitis C there may be little increase in their value with substantial liver damage. The common reasons for elevations of these liver enzymes are fatty liver, diabetes and obesity. Obesity leading to fatty liver might a cause in your case, since your cholesterol is too high 1208.(normal 200mg/dl).
Your mean corpuscular volume that is MCV is almost normal.(normal value 80 t0 100).Your MCH that is mean corpuscular hemoglobin is too much high 131.6 against the normal value of 27 to 32 picograms. Your triglycerides are high 176mg/dl against the normal value of 150 mg /dl.So reason for rejection of health insurance is evident from your test.
Hope this answers your questions.